About Personal Guarantee Info

Personal Guarantee Info exists because the internet's coverage of personal guarantees is terrible. Investopedia has one overview article. Legal sites have outdated information and poor UX. Lender sites cover requirements but ignore the risk.

We built this site to fix that. Every article is research-backed, fact-checked against primary sources (SBA SOP 50 10 7.1, CFR, state statutes), and written for people who are about to sign something that puts their family's financial security on the line.

Our Standards

We apply the same editorial standards that built EBIT Community to 25,000 subscribers: no empty calories, every claim backed by a source or a number, real examples with real math.

Our fact-checking protocol is adversarial. A separate review process verifies every specific claim against its cited source, checks dollar amounts and percentages, flags legal statements that may vary by state, and confirms SBA requirements match the current SBA SOP (requirements change frequently).

Why We Built the Exposure Calculator

No other site offers a tool that shows borrowers their actual deficiency risk. Abstract explanations of personal guarantees don't stick. Seeing that you could owe $900,000 plus two years of default interest plus $50,000 in legal fees changes the conversation.

Personal Guarantee Insurance

This site is supported by Ink, which offers Personal Guarantee Insurance. Ink branding appears only on insurance-specific pages where it is natural. Our editorial content is independent and follows the same fact-checking standards regardless of commercial interests.

Disclaimer

This site provides general information and does not constitute legal or financial advice. Personal guarantee laws vary by state, and SBA requirements change over time. Always consult an attorney before making decisions about personal guarantees, asset protection, or default strategies.